Most prepaid credit cards come with some surprising hidden fees, such as inactivity fees, reloading charges, monthly fees, activation fees, and so on. John Ulzheimer, CEO of SmartCredit.com, told CNNMoney, "Consumers need to realize that any insinuation that a prepaid card is less expensive than a debit card is false, and any claim that it will help you rebuild credit is just a lie."
As a productivity trainer, I travel quite frequently. Sometimes, there can be quite a bit of downtime. It could be long delays between flights or canceled flights requiring you to rebook on a later flight. This often causes travelers a great deal of stress. But, don’t fear downtime. If your flight gets delayed, you might default to checking your email or doing other work. However, it may be more productive to use this unexpected time to meditate or just let your mind wander. This kind of mental break boosts your productivity and creativity.
Seriously. If you do only one thing before you leave, make it getting travel insurance. I’ve heard far too many horror stories of travellers injuring themselves in remote places and ending up in hundreds of thousands of dollars worth of debt. Don’t think that it won’t happen to you, because you know those travellers they thought that, too. I use World Nomads for my travel insurance provider and I’ve been really happy with them.
Yet, I still believe that the positives of travel outweigh the negatives. Travel provides an unparalleled educational experience and is hugely beneficial to promote cultural understanding and world peace. So today, my tip is to embrace your travel experience by staying in a locally owned guest house or B&B, eating in locally owned restaurants, and hiring local guides.

Things are going to go wrong. And that's not because you're a rookie – things are always going to go wrong. That's part of travelling. The mistake first-time travellers make is letting it get to them. So your train didn't turn up, or your hotel has lost your booking, or $50 has gone missing from your wallet. You'll sort it out. Getting upset or freaking out is only going to make it worse.
It's terribly important to keep your valuable and essential belongings in your carry-on bag, not in your checked luggage. Your passport, identification, money, credit cards, jewelry, electronics, and other valuables should always be brought onto the plane with you. We probably don't need to tell you why you need to keep your passport and wallet on your person. But if the airline loses your luggage (or if a TSA agent gets sticky fingers), you'll regret stowing your expensive watch in a checked bag.
6. Recharge gadgets using USB ports. Almost all devices have some sort of USB connection cable through which they can be recharged. Rather than drag along a spaghetti of cables, I find I can get by with just one plug when I charge my gadgets using my PC’s USB ports. This comes in particularly handy in the many international hotels that think that electrical outlets are an extravagance.
  As President of Fastport Passport, a passport and visa expediting company, I know that one of the most important changes for 2016 involves adding passport pages. Previously, the U.S. Department of State issued a standard passport with 28 pages (17 of which could be used for visas). As of January 1st, 2016, U.S. travelers who run out of visa pages will no longer have the option to add pages. Travelers must now apply for a
The idea behind private jet card membership programs is simple. The service provider can get an airplane ready in a few hours. In return, you pay a discounted fee – due to the private jet card – and can save a lot of time. The best private jet card program also includes additional services, including a concierge to handle all of your travel arrangements for you.
But what about work trips? Suddenly, the inconveniences of travel are mixed with the potential awkwardness of spending 24/7 with your co-workers. Like it or not, though, you’re bound to have conferences, client trips, or company meetings on the calendar at some point. So before you pack your bags, here are a few tips on making it tolerable and even—dare we say it—fun.

Thanks to technology and various services available today, business travel isn’t as cumbersome as it used to be. Most seasoned business travellers even develop travel habits that allow them to travel more efficiently regardless of the timing and travel destination. We spoke to some seasoned travellers and gathered the top 10 tips that will help you travel for business more efficiently as well.


I love that you put try the local food at the top of the list. I have friends who love to travel but will never venture outside of restaurants like McDonald’s and the Hard Rock Cafe. These are also the friends who have gotten sick more times traveling then any person I know. Best advise is to look for the long lines of locals outside a restaurant or food stall and get in the line.
My annual business travel averages more than 100 hotel nights and 50 one-way flight segments. This travel is entirely for face-to-face sales meetings, which are notorious for being canceled, rescheduled, forgotten and so on. So, I follow three concrete rules when planning and setting business trip meetings. First, emphasize you are traveling from out of state for the meeting to establish it is not canceled or rescheduled easily. Second, send the calendar invitation for the meeting while you are still on the phone with the prospect. Lastly, if the calendar invitation is not accepted, I will assume the meeting is off until it is reconfirmed on the phone and accepted.
Set yourselves up for a fun family vacation by properly packing for your travels. Giving the kids their own tote bags or duffle bags filled with handy distractions such as snacks, crayons, books, handheld video games, portable DVD players, and travel games will help keep them busy and take some of the pressure off of you. Anticipating "emergencies" such as depleted electronic devices, and messy faces by having extra batteries, and baby wipes on hand can be a parent's best friend. Packing sun block, children's cold medications, bandages, diapers, and other necessities will save you the hassle, and expense of purchasing them on your trip. A change of clothes stowed away in your children's carry-ons is always a good idea in case of spills or accidents.
Have to cancel and/or rebook a room because of a delayed flight or some other kind of disruption? The Proactive Traveler Care program offered by American Express Global Business Travel uses cutting-edge technology to monitor travelers and their itineraries in real time, anticipate travel disruptions ahead, and contact to rebook travelers based on their preferences. There is a simple tap-to-call function within the Amex GBT Mobile app that quickly will connect you to a representative who can assist in making last-minute overnight stay arrangements.
If using room service, be nice to the order taker and make him or her your friend. When they tell the chef about the nice person from whom they just took an order, you’ve assured yourself of getting good food. If the food is great, call back and ask the order taker to thank the chef. I’ve had chefs call me back and say that no hotel guest had ever said thank you to them in their career. Always be nice to hotel workers and go out of your way to greet them with a good morning or good afternoon. They deal with loads of jerks and rude people. Visit the bank before your trip — hotels never have money to make change — and change $100 into $5 bills.
I don’t think the car service is available for every airline, but is pretty common on business and first class travel on the Middle East Airlines like Etihad and Emirates. I think Etihad will even drive you from Abu Dhabi to Dubai… I tried seeing if they would pick us up in Limerick and drive us across Ireland, a 2+ hour drive, but they limit it to 50km from the airport.
Sharing Space: It may be awkward to share quarters with your colleague, but take it in stride and make the best of it. Be polite and give them privacy when they ask. Avoid using shared spaces such as the bathroom for extended periods. Get dressed and undressed in a private space to avoid awkward encounters. Offer to leave the room for a half-hour or so while they get ready. Hopefully they’ll get the hint and return the favor.
Make your business travel more enjoyable by combining it with a tax deductible weekend getaway! End your business meeting at noon Friday and enjoy the weekend at your location. Have another business related meeting on Monday, such as with a business associate, a prospect or even a seminar that ties into your business. Bring a spouse with you and deduct 100% of the hotel costs and your meals. Keep records of the reason of your business both before and after the weekend, and keep all receipts.
Space will be tight in your backpack, so you’ll want everything to be essential. If your clothes require ironing or will get destroyed easily, don’t pack them. I brought a fancy dress around the world with me and not only did I never wear it (because I was a backpacker and nobody was wearing stuff like that) but I felt guilty about throwing it out, so carried it around with me for an entire year! Don’t do this — bring clothes you don’t care about and replace them for cheap on the road.
I love getting to explore a new place during a layover, and will almost always extend my travel day so that I can spend three or four days in a new city. Some of my layover highlights from the past five years include 48 hours exploring the Golden Circle in Iceland, spending a few days getting lost in Muscat, and when I spent 24 hours in Abu Dhabi just so I could take photos of the Sheikh Zayed Mosque.
Now, remember, we skipped the cocktail in the airport. We’re going to skip it again now. Traveling, especially onboard airplanes, can be extremely dehydrating. So, to put it one way, it’s best to not “drink and fly,” unless what you’re drinking is water. The air itself on the plane is also quite dry, so beyond hydrating, many travelers opt to bring moisturizers, eye-drops, and lip balms as well.
It also helps to know which items are, according to the TSA, considered liquids or gels and thereby subject to the 3-1-1 rule. This isn't as simple as it sounds. Foods such as peanut butter, pudding, mashed potatoes, and icing are classified as gels. Mascara, lip gloss, and aerosol items are also classified as liquids or gels. But keep in mind that liquid prescription medication is exempt. (Read more on that on The TSA Blog.) See a more complete list of liquids and gels that are not permitted in carry-on luggage in quantities greater than 3.4 ounces here.
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